John Hart

Mr. Hart is Vice Chairman and Treasurer of both Emigrant Bancorp and Emigrant Savings Bank, has been an officer of the Bank since 1987 and an officer of Bancorp since it was formed in 1994. He is the head of the Capital Markets Division of the Bank and oversees Emigrant Business Credit and Emigrant Capital Corporation. In addition, Mr. Hart is responsible for the Bank's mergers and acquisitions analyses. He also serves as a director and/or officer of a number of Bancorp's and the Bank's subsidiaries and affiliates. Prior to joining the Bank, Mr. Hart was a Senior Director of Capital Markets of the former Meritor Savings Bank from 1978 to 1987. Mr. Hart is also Chairman of the Board of The Christian Heritage School in Trumbull, Connecticut and serves on the Advisory Board of the Bowery Mission in New York.